Analisis Rasio Kecukupan Modal dan Biaya Operasional Pendapatan Operasional Kinerja Profitabilitas PT. BNI, Tbk Tahun 2015 – 2019
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Jan 27, 2022
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Abstract
The purpose of this study was to find out how the analysis of the Capital Adequacy Ratio on profitability performance, to find out how the analysis of operating costs of operating income ( BOPO ) on profitability performance, to find out how the analysis of the Capital Adequacy Ratio and the Bopo to profitability performance. The method used in this research is to collect data from financial statements. This study uses data from 2015-2019. The type of data collected is secondary data. The results of this study explain that the Capital Adequacy Ratio in 2015 was 146.1%, in 2016 it was 62.3%, in 2017 it was 62.1%, in 2018 it was 46.4%, in 2019 it was 59. 4%, the ratio of operating expenses to operating income in 2015 was 46.8%, in 2016 it was 46.5%, in 2017 it was 46.1%, in 2018 it was 44.7%, in 2019 it was 45, 5%., Return On Assets in 2015 was 2.25%, in 2016 it was 2.37%, in 2017 it was 2.42%, in 2018 it was 2.45%, in 2019 it was 2.29%.
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Muyasaroh, M. (2022). Analisis Rasio Kecukupan Modal dan Biaya Operasional Pendapatan Operasional Kinerja Profitabilitas PT. BNI, Tbk Tahun 2015 – 2019. Economics and Digital Business Review, 3(1), 52–60. https://doi.org/10.37531/ecotal.v3i1.117
References
Anugrah Triana dan Yatna Nova Chicilia,2019, Pengaruh Non Performing Loan, Loan To Deposit Ratio, Net Interest Margin, Biaya Operasional Pendapatan Operasional Dan Capital adequacy ratio Terhadap Profitabilitas Bank Umum Konvensional Buku 4 Periode 2012-2016
Hendrawati Oktober,2018 Pengaruh Capital adequacy ratio (Car), Quick Ratio, Rasio Biaya Operasional Terhadap Pendapatan Operasional ( BOPO ) Terhadap Return On Equity (Roe) Pada Bank Konvensional Di Indonesia Periode 2010 – 2014
Juliana Sisca Dan Mulazid Ade Sofyan,2017 Analisa Pengaruhbopo, Kecukupan Modal, Pembiayaan Bermasalah, Bagi Hasil Dan Profitabilitas Terhadap Simpanan Mudharabah Pada Bank Umum Syariah Periode 2011-2015,
Juliana Sisca dan Mulazid Sofyan Ade Juni 2017 Analisa PengaruhBOPO, Kecukupan Modal, Pembiayaan Bermasalah, Bagi Hasil Dan Profitabilitas Terhadap Simpanan Mudharabah Pada Bank Umum Syariah Periode 2011-2015
Nurdin Ismail dan Hartati, Sri metodologi Penelitian Sosial, (surabaya: Media Sahabat Cendikia 2019)
Rahmi Nurul & Anggraini Ratna Pengaruh Car, Bopo, Npf, Dan Csr Disclosure Terhadap Profitabilitas Perbankan Syariah Jurnal Ilmiah Wahana Akuntansi Tahun 2013
Sanusi Anwar, Metodologi Penelitian Bisnis, Salemba Empat, Jakarta, 2011,
siamat Dahlan, manajemen lembaga keuangan, ( jakarta:lembaga penerbit FEUI,2007)
sugiyono 12 februari 2011 metode penelitian kuantitatif kualitatif dan D&R penerbit alfabeta, bandung cetakan ke halaman
Sugiyono 2017.statistika untuk penelitian cetakan ke-28 Alfabeta, Bandung,
Sugiyono Metode Penelitian Kuantitatif, Kualitatif, Dan R&D, Cetakan Ke-12, Alfabeta, Bandung, 2011
Sugiyono, Metode Penelitian Bisnis, Cetakan 16, Alfabeta, Bandung 2012, Hal 8
Susanto Herry, & umam khaerul manajemen pemasaran bank syariah cet. 1 bandung: pustaka setia2013,
Zulfachri Budi November 2017 Pengaruh Antara Rasio Kecukupan Modal (CAR), Loan To Deposit Ratio (LDR), dan Rasio Biaya Operasional Pendapatan Operasional ( BOPO ) terhadap Kinerja Profitabilitas Industri Perbankan Jurnal Manajemen Dan Keuangan
Article Sidebar
Main Article Content
Abstract
The purpose of this study was to find out how the analysis of the Capital Adequacy Ratio on profitability performance, to find out how the analysis of operating costs of operating income ( BOPO ) on profitability performance, to find out how the analysis of the Capital Adequacy Ratio and the Bopo to profitability performance. The method used in this research is to collect data from financial statements. This study uses data from 2015-2019. The type of data collected is secondary data. The results of this study explain that the Capital Adequacy Ratio in 2015 was 146.1%, in 2016 it was 62.3%, in 2017 it was 62.1%, in 2018 it was 46.4%, in 2019 it was 59. 4%, the ratio of operating expenses to operating income in 2015 was 46.8%, in 2016 it was 46.5%, in 2017 it was 46.1%, in 2018 it was 44.7%, in 2019 it was 45, 5%., Return On Assets in 2015 was 2.25%, in 2016 it was 2.37%, in 2017 it was 2.42%, in 2018 it was 2.45%, in 2019 it was 2.29%.
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Article Details
References
Anugrah Triana dan Yatna Nova Chicilia,2019, Pengaruh Non Performing Loan, Loan To Deposit Ratio, Net Interest Margin, Biaya Operasional Pendapatan Operasional Dan Capital adequacy ratio Terhadap Profitabilitas Bank Umum Konvensional Buku 4 Periode 2012-2016
Hendrawati Oktober,2018 Pengaruh Capital adequacy ratio (Car), Quick Ratio, Rasio Biaya Operasional Terhadap Pendapatan Operasional ( BOPO ) Terhadap Return On Equity (Roe) Pada Bank Konvensional Di Indonesia Periode 2010 – 2014
Juliana Sisca Dan Mulazid Ade Sofyan,2017 Analisa Pengaruhbopo, Kecukupan Modal, Pembiayaan Bermasalah, Bagi Hasil Dan Profitabilitas Terhadap Simpanan Mudharabah Pada Bank Umum Syariah Periode 2011-2015,
Juliana Sisca dan Mulazid Sofyan Ade Juni 2017 Analisa PengaruhBOPO, Kecukupan Modal, Pembiayaan Bermasalah, Bagi Hasil Dan Profitabilitas Terhadap Simpanan Mudharabah Pada Bank Umum Syariah Periode 2011-2015
Nurdin Ismail dan Hartati, Sri metodologi Penelitian Sosial, (surabaya: Media Sahabat Cendikia 2019)
Rahmi Nurul & Anggraini Ratna Pengaruh Car, Bopo, Npf, Dan Csr Disclosure Terhadap Profitabilitas Perbankan Syariah Jurnal Ilmiah Wahana Akuntansi Tahun 2013
Sanusi Anwar, Metodologi Penelitian Bisnis, Salemba Empat, Jakarta, 2011,
siamat Dahlan, manajemen lembaga keuangan, ( jakarta:lembaga penerbit FEUI,2007)
sugiyono 12 februari 2011 metode penelitian kuantitatif kualitatif dan D&R penerbit alfabeta, bandung cetakan ke halaman
Sugiyono 2017.statistika untuk penelitian cetakan ke-28 Alfabeta, Bandung,
Sugiyono Metode Penelitian Kuantitatif, Kualitatif, Dan R&D, Cetakan Ke-12, Alfabeta, Bandung, 2011
Sugiyono, Metode Penelitian Bisnis, Cetakan 16, Alfabeta, Bandung 2012, Hal 8
Susanto Herry, & umam khaerul manajemen pemasaran bank syariah cet. 1 bandung: pustaka setia2013,
Zulfachri Budi November 2017 Pengaruh Antara Rasio Kecukupan Modal (CAR), Loan To Deposit Ratio (LDR), dan Rasio Biaya Operasional Pendapatan Operasional ( BOPO ) terhadap Kinerja Profitabilitas Industri Perbankan Jurnal Manajemen Dan Keuangan