Silaban PR, Panjaitan R, Sitorus SA. Pengaruh Environmental, Social, And Governance (ESG) Dan Loan To Deposit Ratio (LDR) Terhadap Rasio Non Performing Loan (NPL) Pada Bank Bumn di Indonesia periode 2021-2023. ecotal [Internet]. 2025 Apr. 17 [cited 2026 May 1];6(2):187-9. Available from: https://ojs.stieamkop.ac.id/index.php/ecotal/article/view/2328