Syarif, Rahmat, Ahyar, and Anhar Januar Malik. “Intensi Penggunaan Bank Digital Pada Generasi Z Dan Milenial: Pendekatan Technology Acceptance Model”. Economics and Digital Business Review 5, no. 1 (November 11, 2023): 280–294. Accessed March 27, 2026. https://ojs.stieamkop.ac.id/index.php/ecotal/article/view/862.