ARDIYANTO, Rizky; SUSILOWATI, Heni. Financial Behavior of Gen Z and Millennial Shopee PayLater Users: A Digital Financial Literacy Perspective. Economics and Digital Business Review, [S. l.], v. 7, n. 1, p. 598–608, 2026. DOI: 10.37531/ecotal.v7i1.3697. Disponível em: https://ojs.stieamkop.ac.id/index.php/ecotal/article/view/3697. Acesso em: 13 may. 2026.