Karinda, A. F., Polii, H. R. L., & Pangemanan, R. R. (2026). The Use of Generative AI in Investment and Budgeting Decision-Making Among Business Students: A Qualitative Analysis of Public Digital Artifacts. Economics and Digital Business Review, 7(1), 462–478. https://doi.org/10.37531/ecotal.v7i1.3721