Bong, S., S. Sumitro, and V. Vinsensius. “Examining the Effects of Financial Literacy and the Technology Acceptance Model on Fintech Payment Adoption Intention”. Amkop Management Accounting Review (AMAR), vol. 6, no. 2, Aug. 2026, pp. 589-04, doi:10.37531/amar.v6i2.4006.