Dionosius, Lius, and Aditya Burhan. “The Influence of Lifestyle, Income, Financial Technology Adoption, and Financial Literacy on Personal Financial Management Among Young Workers in Jakarta”. Amkop Management Accounting Review (AMAR), vol. 6, no. 2, Apr. 2026, pp. 52-62, doi:10.37531/amar.v6i2.3794.