Ujung, Asna Ul Husni, Nurbaiti Nurbaiti, and Khairina Tambunan. 2025. “Analysis of Financial Inclusion in UMKM Medan City: A Review of Sharia Economics”. Amkop Management Accounting Review (AMAR) 5 (2):116-26. https://doi.org/10.37531/amar.v5i1.2686.