Article Sidebar

Download
PDF
Statistic
Read Counter : 22 Download : 6

Downloads

Download data is not yet available.

Main Article Content

Abstract

This study aims to analyze the influence of financial literacy, risk perception, and minimum capital on students’ interest in investing in banking sector stocks. The research subjects are students and members of the Sharia Capital Market Study Group (KSPMS) Golden at the State Islamic University of North Sumatra. The research employed a quantitative associative approach with purposive sampling technique, involving 100 respondents. Data were analyzed using multiple linear regression with the assistance of SPSS version 30. The results show that financial literacy and minimum capital have a positive and significant effect on students' investment interest. In contrast, risk perception does not significantly affect investment interest. These findings indicate that increasing financial understanding and providing affordable capital can encourage more active student participation in stock investment, particularly in the banking sector. Therefore, the role of communities like KSPMS is crucial in educating and guiding students to become more knowledgeable and confident investors.

Keywords

investment interest financial literacy risk perception minimum capital banking stocks

Article Details

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

How to Cite
Hani, H. W., Daulay, A. N. ., & Rahmani, N. A. B. . (2025). The Influence of Student Interest in Stock Investment in the Banking Sector: A Case Study at KSPMS Golden UIN Sumatera Utara. Amkop Management Accounting Review (AMAR), 5(1), 558–574. https://doi.org/10.37531/amar.v5i1.2645
Download Citation
Endnote/Zotero/Mendeley (RIS)
BibTeX

References

  1. Amanda, KT, & Tanjung, AA (2023). Analysis of Investment Knowledge, Return, and Risk on Interest in Investing Online in the Bibit Application. Owner , 7 (4), 3375–3385. https://doi.org/10.33395/owner.v7i4.1753
  2. Andriani, NIW, Hardi, EA, & Ismadharliani, A. (2024). The Influence of Investment Gallery Activities, Minimum Capital and Risk Perception on Interest in Sharia Stock Investment (Case Study on FEBI UIN STS Jambi Students). SAMMAJIVA: Journal of Business and Management Research , 2 (1), 191–208. https://doi.org/10.47861/sammajiva.v2i1.816
  3. Anggraeni, M., Amna, LS, & Lampung, UB (2022). ANALYSIS OF FACTORS INFLUENCING . 1 (10), 1939–1944.
  4. Cindy Claudia, Efni Anita, & Nurlia Fusfita. (2023). The Influence of Risk Perception and Student Knowledge on Interest in Sharia Stock Investment. Scientific Journal of Management, Economics and Accounting , 3 (2), 218–228. https://doi.org/10.55606/jurimea.v3i2.269
  5. Harahap, SB, & Bustami, Y. (2021). THE EFFECT OF FINANCIAL LITERACY ON INVESTMENT INTEREST . 2 (2), 75–82.
  6. Hartarto, I., & Damanik, SN (2022). Analysis of Factors Influencing Students' Interest in Investing in the Sharia Capital Market . 5 (2), 347–361.
  7. Hidayat, MS, Maya, H., Sari, K., & Pendahuluan, I. (2022). The Effect of Financial Literacy , Investment Motivation and Investment Returns on Interest in Stock Investment in Generation Z [Influence of Financial Literacy , Investment Motivation and Investment Returns on Interest in Stock Investment in Generation Z] DATA IN . 1–13.
  8. Mahfadillah, A., Soemitra, A., & Harahap, MI (2023). Analysis of Millennial Investor Interest in Investing in Sharia Securities Crowdfunding (Case Study of Investment Gallery in Medan City). Journal of Economics, Tourism and Hospitality Management , 2 (3), 47–63.
  9. Maisyaroh, E., Anggraini, T., & Inayah, N. (2023). Studia Economica : Journal of Islamic Economics The Influence of Motivation, Perception and Attitude on the Decision to Become Studia Economica : Journal of Islamic Economics . 9 , 231–242.
  10. Meliyani, Syahriza, R., & Harianto, B. (2024). Analysis of Factors Influencing the Interest of FEBI UINSU Students in Choosing a Career in Islamic Banking. Tabarru' Journal: Islamic Banking and Finance , 7 (1), 14–30. https://eprints.walisongo.ac.id/21520/1/Skripsi_1905036095_Muchibatul Chusna_Lengkap.pdf
  11. Mingka, HA, Lubis, FA, & Harahap, RD (2023). Analysis of the Domino Effect of Covid-19 on the Growth of Capital Market Investors in North Sumatra. Maro: Journal of Islamic Economics and Business , 6 (2), 385–392. https://doi.org/10.31949/maro.v6i2.7514
  12. Nasution, SA, Lasmi, A., Silalahi, PR, & Nasution, A. (2022). Effectiveness of the Indonesia Stock Exchange Sharia Investment Gallery (GIS BEI) UINSU Medan in Increasing Capital Market Literacy. El-Mal: Journal of Islamic Economics & Business Studies , 4 (3), 548–559. https://doi.org/10.47467/elmal.v4i3.1931
  13. Nursyamsi, J., Edi Sukirman, Makmun, & Aji Sukarno. (2023). Analysis of Factors Influencing Investment Decisions. Journal of Accounting and Business Management , 3 (3), 80–88. https://doi.org/10.56127/jaman.v3i3.1116
  14. Parulian, & Aminnudin, M. (2020). The Effect of Financial Literacy and Minimum Capital on Investment Interest in Students. Journal of Entrepreneurial Development , 22 (2), 13. http://ejurnal.stieipwija.ac.id/index.php/jpw
  15. Rifqi Putra Prasetyo, M., & Puji Lestari, U. (2022). Dyansyah, MP, & Pandin, MYR (2024). The Influence of Financial Literacy, Family Financial Education, Financial Attitudes, and Peers on Students' Financial Behavior. Journal of Accounting Research, 2(1), 68-75.
  16. Sabrina, Z., & Harahap, MI (2024). The Influence of Financial Literacy and Risk Perception on Sharia Stock Investment Decisions of FEBI UINSU Students . 10 (03), 2819–2827.
  17. Suryani, AD, & Amanah, L. (2024). The Influence of Social Media Platforms, Investment Knowledge, Risk Perception, and Return on Generation Z's Interest in Investing in the Capital Market. Journal of Accounting Science and Research , 13 (3), 1–19. https://jurnalmahasiswa.stiesia.ac.id/index.php/jira/article/view/5811/5856
  18. Susanto, R. (2023). The Influence of Investment Education, Risk Perception and Technological Progress on Students' Interest in Stock Investment . 10 (2).
  19. Yetty, F. (2021). JIEFeS . 2 (2), 122–141.
  20. Z, OPG, & Ro, K. (2023). The Effect of Capital Market Training, Investment Return, Risk Perception, and Financial Literacy on Investment Interest Through Applications . 1 (2).