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Abstract
This study uses a qualitative approach with data collection methods, namely observation, interviews and documentation. The analysis process in this study is data reduction, description, drawing conclusions and finally checking the validity of the data. Based on the results of the research and analysis conducted by the author, it can be concluded that the implementation of good corporate governance (GCG principles) in the management of financing risks at BPRS Puduarta Insani has been implemented well. There are five aspects of the principles of Good Corporate Governance (GCG) that have been implemented well, namely transparency, accountability, responsibility, independence, and fairness. The implementation of GCG in managing risk management at PT. BPRS Puduarta Insani shows that the company has implemented these principles well. This bank has also developed a risk management strategy to manage its operational activities effectively and maintain optimal performance. However, BPRS Puduarta Insani is currently facing challenges, such as customers who experience delays in paying bills, or what is often referred to as bad debt.
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References
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References
Cahyadi, A. (2020). Analisis Strategi Penyelesaian Pembiayaan Bermasalah dalam Prespektif Ekonomi Islam Pada BPRS Bandar Lampung. Skripsi Fakultas Ekonomi Dan Bisnis Islam Universitas Islam Negeri Raden Intan Lampung, 5(3), 27.
Harahap, M. I., & Harahap, R. D. (2019). Analisis Faktor-Faktor Yang Memengaruhi Aset Bprs. At-Tijaroh: Jurnal Ilmu Manajemen Dan Bisnis Islam, 5(1), 67–82. https://doi.org/10.24952/tijaroh.v5i1.1645
Iqbal, M., Bastian, A., Ainul, I., Sabran, H., & Harahap, S. (2024). Analisis Penerapan dan Implementasi Prinsip-Prinsip Good Corporate Governance Syariah Di Perbankan Syariah. SANTRI : Jurnal Ekonomi Dan Keuangan Islam, 2(1), 330–339.
Ivon Wanane, Y. (2023). Analisis Penerapan Good Corporate Governance Pada PT. Bank Papua. Journal of Economics and Business UBS, 12(5), 3195–3206. https://doi.org/10.52644/joeb.v12i5.628
Literasi, P., Syariah, K., Masyarakat, P., Produk, M., Indonesia, S., & Garut, C. (2023). Perbankan syariah. 1(1), 25–30.
Mahfudhotin, N., Syam, M., Rosyadi, U., Irian Jaya No, J., Diwek, K., & Jombang, K. (2022). Penerapan Manajemen Risiko Dalam Mempertahankan Good Coorporate Governance Pada BPRS. JIES: Journal of Islamic Economics Studies, 3(3), 166–180.
Marbun, T. D., & Jannah, N. (2022). Strategi Manajemen Resiko dalam Upaya Mengatasi Pembiayaan Murabahah Bermasalah pada PT.BPRS Puduarta Insani Cabang Uinsu. SAUJANA : Jurnal Perbankan Syariah Dan Ekonomi Syariah, 4(01), 71–89. https://doi.org/10.59636/saujana.v4i01.56
Nabila Khairina, & Nurul Inayah. (2023). Implementasi Good Corporate Governance Pada Bank Syariah. Jurnal Ilmu Manajemen, Ekonomi Dan Kewirausahaan, 3(3), 185–195. https://doi.org/10.55606/jimek.v3i3.2466
Nasution, Zulhasby, Assidqy, Anggraini, T. (2024). Analisis Penerapan Manajemen Risiko Terhadap Pembiayaan Murabahah Macet di BMT Raudhah. Jurnal Masharif Al-Syariah: Jurnal Ekonomi Dan Perbankan Syariah, 9(204), 63–72.
Nasution, J., Nafisah, H., Elvina, A., & Harahap, A. N. (2022). 2 3 4 5. 2(3), 663–674.
Natanegara, M., Kurnia, D., & Putra, S. (2024). Analisis Implementasi Prinsip Prinsip Good Corporate Governance Bank Perkreditan Rakyat Syariah Bogor Tegar Beriman. 11(2), 1955–1961.
Nurul Wahida Aprilya, Amrullah, & Irwan Misbach. (2024). Analisis Penerapan Good Corporate Governance Perspective Sharia Pada Bank Syariah Indonesia. El-Iqthisadi Jurnal Hukum Ekonomi Syariah Fakultas Hukum Dan Syariah, 6, 62–78. https://doi.org/10.24252/el-iqthisady.vi.46705
Pipit Muliyah, Dyah Aminatun, Sukma Septian Nasution, Tommy Hastomo, Setiana Sri Wahyuni Sitepu, T. (2020). 済無No Title No Title No Title. Journal GEEJ, 7(2).
Prasetiyo, W. D., & Yanti, N. (2024). Analisis Manajamen Risiko Pada Pembiayaan Murabahah Di BPRS Al-Washliyah Medan. SANTRI: Jurnal Ekonomi Dan Keuangan …, 2, 32–45. https://journal.areai.or.id/index.php/SANTRI/article/view/450%0Ahttps://journal.areai.or.id/index.php/SANTRI/article/download/450/479
Putra, H., Zainuddin, Z., & Alimin, A. (2021). Analisis Persiapan PT. Bank Pembiayaan Rakyat Syariah Al Makmur dalam Penerapan Good Corporate Governance. Al-Bank: Journal of Islamic Banking and Finance, 1(2), 87. https://doi.org/10.31958/ab.v1i2.3877
Ramadhani, F. R., & Martilova, N. (2024). Implementasi Good Corporate Governance (GCG) dalam Pengelolaan Manajemen Risiko pada PT. BPRS Jam Gadang (Perseroda). Arzusin, 4(3), 439–450. https://doi.org/10.58578/arzusin.v4i3.2934
Zahrawani, D. R., Sholikhah, N., Pratama, P., & Surakarta, M. (2021). Analisis Penerapan Good Corporate Governance (GCG) dan Pengaruhnya Terhadap Kinerja Lembaga Bank Syariah. Jurnal Ilmiah Ekonomi Islam, 7(03), 1799–1818. http://jurnal.stie-aas.ac.id/index.php/jiehttp://dx.doi.org/10.29040/jiei.v7i3.3611